Boat Insurance

Although boat insurance isn’t required for watercraft in North Carolina, maintaining insurance on your boat and other water-going vessels is a good idea. Policies from Trapp Insurance Group can help you protect your boat, your passengers and even belongings on the boat in the event of a covered loss.

Watercraft Coverage

Trapp Insurance Group works with several insurance carriers to provide customized policies for several types of water vessels including

• Sailboats
• Power boats
• Yachts
• Jet skis
• Fishing vessels

We also provide coverage for marinas and commercial boating operations, and you can call our office to get details on the type of watercraft insurance you need.

Policy Options

As with most types of insurance, boat insurance comes with several standard policy options. Your policy might include

• Liability, which covers other boaters in the event that you are held responsible for damage to their vessel or personal injuries in a boating accident
• Medical payment coverage for you and your passengers should you be injured in a boating accident
• Physical damage coverage, which covers your boat against damage from boating accidents and other covered losses
• Underinsured/Uninsured watercraft coverage, usually for bodily injury, which covers you in the event that you become the victim of a boating accident in which the responsible party carries insufficient insurance coverage
• Fuel spill cleanup and wreckage removal to cover the cost of oil and fuel spills as well as the cost of wreckage removal in case of a debilitating accident on the water
• Unattached equipment coverage to repair or replace essential equipment that is damaged or stolen in a covered loss
• Emergency assistance to help pay towing costs and boat repair in case your boat is stranded on the water

North Carolina has many beautiful lakes and waterways. Our coastline is a gorgeous place to enjoy the salt spray and relax on a summer’s day. Let Trapp Insurance Group protect your recreation time so you can unwind without worries. Get your free online quote now, or call our office for more information.