Business Insurance

Business insurance protects your company so you can focus on providing products and services. As an independent, locally operated insurance agency, Trapp Insurance Group has the experience and know-how to write effective, affordable insurance policies for local companies of all sizes. We’ll help you find the coverage you are legally required to carry, but we’ll also consult with you to find coverage you need to keep your business secure or get back on track after a disaster.

Available Business Policies

Trapp Insurance Group provides a full selection of business insurance policies for companies and non-profit organizations. We insure restaurants, marinas, healthcare offices and organizations, retail shops, owner/operators, general contractors, and more.

Business Owners Policy

One of our most popular business policies, this insurance combines general liability with property insurance. It provides protection from general liability claims such as bodily injury issues, property damage and libel suits. BOP also covers business property such as office furniture and equipment. Your customized BOP can also be written to include coverage of data loss, lost income in the event of business interruption, non-owned vehicle insurance and employee dishonesty.

Workers Compensation

If you do business in North Carolina and have a minimum of three employees, your company is required to carry workers compensation coverage. This coverage protects your employees in the event of an on-the-job injury or accident. Your Trapp Insurance Group agent can discuss with you the legal requirements for your company as well as ways to keep your employees healthy and accident-free on the job.

Commercial Auto Insurance

Trapp Insurance Group writes vehicle policies for businesses with large fleets as well as those with a single company-owned vehicle. We also provide commercial vehicle coverage for organizations whose employees rent vehicles for business or drive their privately owned vehicles for deliveries and other company work.

Business Liability Coverage

Both non-profit and for-profit organizations need to consider liability issues. Your insurance agent will be happy to review your information and help you determine what liability coverage will be of most value to your company.

Surety Bonds

If you do business with contractors or other service providers, surety bonds through Trapp Insurance Group will keep you protected against liability due to the negligence or mistakes of others.

We invite you to take a moment now to get your free online business insurance quote. If you would rather speak to someone about business coverage, please call our office during business hours.